Why G5 Schools Shouldn't Be in the College Football Playoff: Josh Pate's Take (2026)

The Great College Football Debate: Should G5 Schools Be Allowed in the Playoff?

In the world of college football, the quest for a true national champion has long been a contentious issue, with the selection process often reflecting the sport's inherent inequalities. The introduction of the Bowl Alliance, the BCS, and now the College Football Playoff (CFP) has only amplified these flaws.

The 2025 CFP initially sparked conversations surrounding Notre Dame's controversial exclusion. However, the narrative has evolved, with the focus now on Group of 5 participants, James Madison and Tulane. This debate echoes similar discussions from last year's inclusion of Boise State, with a growing chorus advocating against G5 schools in the CFP.

The reasons for this stance are multifaceted. One prevalent argument suggests that it's unsafe for G5 programs to compete against powerhouse teams brimming with five-star talent and future NFL stars. It's an intriguing theory, considering these schools regularly face off against Power 4 schools each season without raising concerns.

Enter college football podcaster Josh Pate, who challenges this conventional wisdom. While he agrees that G5 schools shouldn't be part of the CFP, his reasoning differs from the popular narrative.

In a recent episode of 'Bussin' With The Boys', Pate shared his unique perspective. He argues that the issue isn't about G5 schools' ability to compete in the Playoff. Instead, he believes they don't meet the minimum criteria of regular-season struggles to merit playoff inclusion.

Pate highlights the disparity in strength of schedule between G5 and Power 5 schools. He cites an example, comparing James Madison's (JMU) schedule to that of Oklahoma. JMU played no teams ranked in the Top 30, while Oklahoma faced eight such teams. This, according to Pate, demonstrates that G5 schools aren't playing the same level of football as their Power 5 counterparts.

"My argument stands regardless of whether JMU gets blown out or pulls off an upset against Oregon. It's not about what they're capable of; it's about what they've earned. The strength of their schedule simply doesn't warrant inclusion into the playoff," Pate asserts.

Whether you find yourself agreeing with Pate's stance or not, this debate is set to intensify in the coming years. As more established schools like Notre Dame and Alabama miss out on the CFP, the call for expansion will grow louder. However, with the most powerful players in the room also being the loudest complainers, the future of G5 schools in the CFP remains uncertain.

So, G5 schools, enjoy your CFP spots while you can. The college football landscape is ever-evolving, and the machine might just be coming for you.

What's your take on this debate? Do you think G5 schools deserve a spot in the CFP? Share your thoughts in the comments below!

Why G5 Schools Shouldn't Be in the College Football Playoff: Josh Pate's Take (2026)
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